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LOAN OPTIONS

Your Perfect Loan, With Our Tailored Options

Homeownership isn’t one-size-fits-all. That’s why we offer a range of loan options designed to fit your unique goals—whether you’re buying your first home, building from the ground up, or investing in your future.

Loan Options

FHA Loans​

Government-backed loans with low down payment options and accessible credit requirements.
 

First-time homebuyers or those with lower credit scores

Best For

DSCR Loans

Investor-friendly loans that qualify based on rental income rather than personal income.
 

Real estate investors building rental property portfolios

Best For

Non-QM Loans

Flexible loan options for non-traditional borrowers, offering alternative documentation and fast approvals.
 

Self-employed individuals or those with unique income situations.

Best For

Conventional Loans

Flexible loans with competitive rates and no mortgage insurance when you put 20% down.
 

Buyers with stable income and good credit who want versatile financing

Best For

Ground Up Construction Loans

Finance land and construction costs with flexible terms and quick closings.
 

Buyers looking to build their dream home from scratch.

Best For

Jumbo Loans

Specialized financing for high-value properties that exceed conventional loan limits.
 

Buyers purchasing luxury homes or properties in high-cost markets.

Best For

VA Loans

Exclusive benefits for veterans, active-duty service members, and their families, including no down payment or mortgage insurance.

First-time homebuyers or those with lower credit scores

Best For

Fix & Flip Loans

Short-term loans to purchase and renovate distressed properties for resale.

Real estate investors looking to buy, renovate, and sell homes quickly.

Best For

Land Loans

Financing for unimproved land, with flexible terms and no requirement to build immediately.

 

Buyers interested in purchasing land for future development or investment.

Best For

Have a Specific Loan in Mind?

Already know what you’re looking for? We’ll help you navigate the process and customize a plan to meet your specific needs.

Buyers who have a specific loan in mind and need expert guidance to navigate the process smoothly

Best For

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Ready to Get Started?

Take the first step toward your new home today.

Saving home buyers money and time.

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CONTACT US

Reach out with any
questions or inquiries

ADDRESS

Orange County & Surrounding Areas

PHONE

949-738-0266

EMAIL

©2025 OC Buyers Guide

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